Travel companies and timeshare businesses that have been placed on the MATCH list following a chargeback-related termination face a particular challenge when attempting to rebuild conventional payment infrastructure, because the dispute dynamics that generated the original MATCH list placement have not changed and will continue to affect any new conventional processor relationship the merchant establishes. A travel MATCH list merchant that secures a new conventional processor at elevated rates and under tighter chargeback monitoring conditions is rebuilding on infrastructure that will generate the same dispute exposure in the new relationship.
27 Blockchain's travel MATCH list crypto payment processing solution addresses this by changing the type of infrastructure rather than the provider within the same type. The blockchain gateway does not generate chargebacks from customer disputes, because confirmed cryptocurrency payments cannot be reversed through a bank dispute process. The advance-purchase timing risk that drives travel chargeback rates does not disappear, but the financial mechanism through which it affects the merchant's processing relationship is fundamentally different when the payment infrastructure is blockchain-based. Travel companies and timeshare businesses on the MATCH list that contact 27 Blockchain to discuss their situation will find that the conversation starts with understanding the merchant's current business and what the payment solution needs to accomplish rather than with evaluating the MATCH list history that ended the previous processor relationship.
