Stripe and PayPal are the two most commonly named processors in terminated merchant crypto payment solution inquiries, and for related reasons. Both platforms use automated account monitoring systems that can flag and terminate accounts with limited advance notice and without the kind of individualized review that would give the merchant an opportunity to respond. Stripe's acceptable use policy covers a broad range of restricted categories including high risk industries, and the automated systems that enforce it can close an account before the merchant has processed enough volume to understand that a flag has been triggered. PayPal's account limitation and closure processes operate similarly.
Neither Stripe nor PayPal is involved in the blockchain-based payment infrastructure 27 Blockchain deploys. The cryptocurrency payment gateway connects the merchant's checkout to the blockchain network directly, without routing through Stripe, PayPal, or any other conventional processor. A merchant whose Stripe account was terminated for operating in a high risk category, for exceeding chargeback thresholds, or for reasons that were communicated only in general terms can integrate a 27 Blockchain crypto payment gateway without any involvement from Stripe in the process. The same applies to PayPal terminations. The crypto payment solution operates independently of both platforms, and the termination history with either does not affect the integration terms or timeline.
