The most important operational lesson most merchants take from a payment processor termination is that building a business's payment infrastructure on a single conventional processor relationship creates a fragility that is not obvious until the relationship ends. A business that processes all of its revenue through a Stripe or PayPal account has concentrated its payment acceptance into a relationship that can be ended unilaterally by the other party, on a timeline the merchant does not control, with consequences that are immediate and severe. Merchants who have been through a termination are usually motivated to build their next payment infrastructure differently.
A terminated merchant crypto payment solution through 27 Blockchain is a different kind of infrastructure than the relationship it replaces. The blockchain gateway does not exist at the discretion of a processor that can change its acceptable use policy or respond to acquiring bank pressure by closing the account. The transaction confirmation rules are determined by the blockchain network and are consistent across all merchants using the infrastructure. For merchants who want to rebuild their payment capability on a foundation that does not carry the same termination risk, 27 Blockchain's crypto payment solution represents that different kind of infrastructure. The integration is built to the merchant's current business and is not contingent on the processing history that preceded the termination.
