Many supplement businesses operate on subscription or auto-ship models that generate recurring revenue but also produce elevated chargeback rates. Customers who sign up for recurring shipments may forget the subscription exists, may not recognize the charge on their statement, or may find the cancellation process inconvenient and choose to dispute the charge with their card issuer instead. Each of these scenarios produces a chargeback that counts against the merchant's ratio regardless of whether the merchant delivered the product as agreed.
Crypto payment processing eliminates the chargeback mechanism from the transaction. A cryptocurrency payment confirmed on the blockchain cannot be reversed through a card network dispute. For supplement merchants whose processing stability is threatened by subscription-related chargebacks, supplement payment processing through 27 Blockchain provides a transaction type that does not contribute to the chargeback ratios that trigger processor penalties and account closures.
