Product Mix and Payment Classification
for Smoke Shop Merchants

The specific products a smoke shop carries determine which payment restrictions apply under traditional processing. Tobacco and cigarettes trigger one set of card network rules. Vape and e-cigarette products trigger another, with overlapping but distinct compliance requirements. CBD products may or may not be processable depending on the acquirer's current policy. Kratom and delta-8 THC products are actively excluded by most traditional processors. Each product category adds its own layer of restriction to the merchant's account.

Smoke shop payment processing through 27 Blockchain accepts the merchant's full product mix without requiring product-by-product risk assessment. The crypto payment infrastructure processes transactions based on the amount and the wallet interaction, not based on what the customer is purchasing. This means the smoke shop does not need to segment its inventory for payment processing purposes or maintain separate merchant accounts for different product categories. One integration through 27 Blockchain covers the entire store.

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