Online pharmaceutical sales combine two high-risk factors in a single transaction: the pharmaceutical product category and the card-not-present transaction type. Traditional processors apply elevated scrutiny to both independently, and the combination makes online pharmacy merchant accounts among the most difficult to obtain and maintain. Chargebacks on card-not-present pharmaceutical transactions are common, and the dispute resolution process typically favors the cardholder in online purchase scenarios.
Pharmaceutical payment processing through 27 Blockchain addresses both risk factors. The transaction confirms on the blockchain without passing through a card network, eliminating the card-not-present classification. The pharmaceutical product category code does not apply to crypto transactions. Online pharmaceutical merchants who integrate crypto payments through 27 Blockchain gain a checkout channel that is not subject to the compounded risk classifications that make traditional online pharma processing unstable.
