Merchants on the MATCH list who need payment processing are frequently offered partial solutions that address one aspect of the problem while leaving others unresolved. Cash discount programs allow the merchant to accept card payments through processors that structure the fee disclosure in a way that avoids some acquiring bank restrictions, but they create customer experience friction and may still be subject to the same MATCH list underwriting at the acquiring bank level. ACH-based payment options bypass the card network but require customers to provide bank account information that many are unwilling to share, limiting the effective customer reach of the solution. High risk processors that claim to accept MATCH list merchants may still be declined at the acquiring bank underwriting stage, leaving the merchant without processing after the application process has consumed time and resources.
A complete MATCH list payment solution needs to satisfy several requirements simultaneously: it must be technically accessible to the merchant without conventional acquiring bank approval, it must provide a customer payment experience that does not create significant friction or reduce conversion, it must integrate with the merchant's existing operational systems so payment activity flows into the same record as the rest of the business, and it must be structurally stable rather than conditionally available. The MATCH list cryptocurrency payment solution 27 Blockchain provides satisfies all of these requirements through blockchain infrastructure that does not involve conventional acquiring bank approval, presents customers with a clean payment interface, integrates with the merchant's systems through APIs and SDKs, and operates on network confirmation rules that are consistent rather than policy-driven.
