Merchants on the MATCH list evaluating payment solution providers should assess several factors before committing to an integration. The first is whether the provider's solution actually bypasses the acquiring bank underwriting step that MATCH list placement closes, or whether it still routes through a conventional acquiring bank that will perform a MATCH list check at some point in the approval or ongoing relationship process. Providers that offer high risk processing without being explicit about how they handle the MATCH list underwriting question may be offering a solution that fails at the bank level after the merchant has invested time in the application process.
The second evaluation factor is the completeness of the solution. A MATCH list payment solution provider that delivers a gateway connection without addressing settlement, operational integration, and security is delivering a component rather than a solution. The merchant will need to assemble the remaining components independently, which adds cost and complexity. 27 Blockchain provides the full MATCH list payment solution — gateway, wallet, integration, security, and settlement — as a single integrated build rather than a connection tool the merchant configures around. Merchants evaluating 27 Blockchain can initiate an assessment conversation before committing to integration, which gives both sides the information needed to confirm that the solution fits the merchant's specific situation.
